Are you looking for the top Fort Collins financial advisor? Maybe you’re looking to broaden your search to find the top advisor for your financial needs located in Northern Colorado. We understand that our firm’s broad method of financial planning may not be the best fit for all. In the end, you’re individual as will be your personal financial plan requirements!
Although, as with many professional financial advisors located in Fort Collins and NoCo, we offer an investment management service, our comprehensive approach is more comprehensive. We’re the best-equipped to assist our clients with comprehensive financial planning including the preparation of tax returns and plans and also investing. We can also provide assistance on a variety of other money-related subjects, ranging including employee benefits and insurance to budgeting for home purchases, and other financial choices in between. The idea of limiting our services to a single slice from the pie that’s yours is not our forte.
If you’re seeking alternatives to the services we offer in this guide, we’ve put together a guide of the top five advisers for financial planning that are located in Fort Collins and Northern Colorado. We hope it will provide you with a good to find the ideal solution for your requirements.
5 BEST FINANCIAL ADVISORS IN FORT COLLINS AND NORTHERN COLORADO
Sunit BhallaOakTree Financial Planning
Fort Collins, CO
“OakTree Financial Planning is a specialist in financial planning and portfolio management services to engineers as well as tech professionals. The clients we have served worked for high-tech companies like Hewlett-Packard, Amazon, Google, Broadcom, Agilent Technologies, Keysight Technologies, and Schneider Electric. Although most the clients we work with are in Fort Collins and Loveland, Colorado however, we have clients across the country.”
Don Dority
Dority & Associates, LLC
Fort Collins, CO
“As an CPA with additional certifications that include the designations of PFS (Personal Financial Specialist) and CFP (r) (CERTIFIED FINANCIAL PLANNER(tm)), Don provides more knowledge and experience to assist his clients in achieving their objectives. Don’s experience as a paramedic and firefighter for organizations like Larimer County Emergency Services, Loveland Fire Rescue and the West Metro Fire Protection District gives him a unique perspective into tax, planning, and financial concerns that affect people in the public safety sector.”
Michael Tarantino
Tarantino Wealth Management
Fort Collins, CO
“We aid families, individuals as well as businesses achieve their financial goals. In the current economic climate planning for your present requirements or for your financial future is a difficult task. If you’re a young investor, retiree, a new mother or empty-nester, we will help you work toward your goals. From simple asset allocation strategies to sophisticated retirement or estate planning strategies, we’ll aid you in developing a custom strategy that will assist you in reaching your objectives.”
Layman-Lewis Group
Loveland, CO
“We have created our PEACE PROCESS(tm) system with you in mind. Peace Process is Peace Process is our five-step method of designing holistic strategies. It’s designed to help you reach your goals, cross off bucket-list items and resolve all financial worries you may have. With the help of investment and insurance products that tailor holistic strategies to your requirements and goals, we empower you to pursue your retirement goals.”
Wendy Woods
Edward Jones
Fort Collins, CO
“As an advisor in the field of finance I am required to be aware of what is crucial to your family and you. My aim isn’t to only meet you for the first time and then leave you there instead of establishing the relationship of a lifetime to you as well as your loved ones. It is impossible to achieve goals without strategies and implementation. I work alongside my customers throughout their entire lives to help them achieve their goals by implementing strategies that are customized to them. In order to succeed together it is essential that we both be dedicated and serious however, we must also have a fun connection. I try to connect with people who enjoy meetings as we get to know each other in a way that is not only on a business scale.”
When you are looking to find the perfect match to your requirements We suggest that you take your time. It is important to speak with professionals you’re considering working with. An initial phone call as well as a free initial consultations are a great, no-cost way to start the process. You can meet the planners you’re interested in working with, as well as one or two members from their team. Meetings without obligation can aid you in determining if they’re a good fit for your personality and asking questions about their backgrounds skills, qualifications, and other specialties.
INTERVIEWING PROSPECTIVE FINANCIAL ADVISORS
Are you unsure of how to select the right financial advisor? In your initial phone call and first consultation some details and questions can help determine the best match. While you talk to financial planners to determine whether they’re the perfect person to join your team, be prepared for to hear the following.
1. BEGIN BY TELLING YOUR STORY.
The first appointment or the meetings you attend are focussed on the person you are! If a financial advisor begins talking about themselves, this could be warning signs. An excellent sign is when the financial adviser you’re interviewing starts off by asking you about yourself and your specific needs and what you’re seeking. This will also save you time. In the event that someone you’re talking with isn’t experienced in the field in which you require a deep understanding They can direct you to the right direction fast. This can save you from losing valuable time only to find out that they’re unable to meet your needs after an interminable conversation.
2. SHARE SOME FINANCIAL DETAILS.
The financial advisor you select will probably need to know the specifics of your financial affairs. Transparency is the key to you work with a finance advisor in order to achieve the most efficient outcomes. Therefore, it’s common to disclose your annual earnings as well as your net worth and your debts at the beginning of the interview process. This will aid a financial advisor in understanding whether they are able to provide the worth they want you to get from a partnership with a financial planner.
3. GO FOR THE GOALS.
After you’ve spoken a little about your financial situation and financial history The person you’re interviewing be interested in knowing what you’d like from working together. Since you’re taking this step to achieve someplace! Inform them of the goals you’d like to reach whether that’s financial independence, so that you can have fun and travel when you’re young, or saving now to not have to worry about your daily expenses when you retire, or even leaving a an inheritance for your family to enjoy for years to be..
4. “DO YOU HELP PEOPLE LIKE ME?”
In this case you should know that the financial professional you’re interviewing has a good idea about you, at the very least, in terms of finances! They should inform you if they’ve assisted clients like you before, or if your situation is within their realm of expertise. You’ll need to hear an affirmative “yes,” and maybe some examples of what they’ve accomplished to help other clients.
5 . ASK AWAY! QUESTIONS TO ASK A FINANCIAL ADVISOR
Before you sign up for another appointment with your financial advisor, ensure that they are able to answer your most urgent questions. Based on our experience, the most important questions you should ask when selecting an advisor for your financial needs comprise …
Are you a full-time fiduciary?
Financial planners who are truly fiduciaries are financial planners. Full-time fiduciaries are always working for their clients’ interests. Thus, when asked this question, the response must always be a firm, “Yes!” Better than that, inquire if they’ll make it clear in writing.
What is the best way for you, your staff and function?
The true financial planning process requires expertise across a variety of areas. It’s likely that you’ve heard about a “Jack of All Trades.” It sounds fantastic … But did you realize the actual expression has the meaning of “A jack of all trades is a master of none, but oftentimes better than a master of one”? You’re entitled to be more than being a master of just one area of financial management, however it’s difficult to find a single person who can be able to do everything -in fact, you probably do not want to work with one who is a master of nothing! Instead of relying on one individual to meet all of your financial planning requirements, an organization with members who have specific areas of expertise will typically be the best suited to meet your requirements. This can aid you in ensuring that you’re in the right spot in the right place and with the most appropriate individuals.
Are you in possession of any minimum asset requirements?
Certain financial planners accept clients with at least $200,000 to invest. Others require that clients be able to afford $2 million before they will be able to work with them. The ones who have minimums usually use them to protect themselves because they cater to clients with higher wealth. Others may prefer more of an investable wealth … since they will earn more money if you put in more. Answering this query will fit your financial situation, assets, and your requirements.
What is your cost?
This leads me to the issue. You probably already know the amount you can spend and how much you’re willing to spend for the services you’re expecting. Check to see if this is in line with the amount an advisor in the field will charge you. Be aware! Some planners charge an upfront fee — as well as charge slightly less transparent fees on the money they manage for you. Make sure you know the complete picture regardless of whether it’s “a percentage of this,” “a multiple of that,” or “a transparent flat fee.”
What will my first conversations with you be like? And what can I expect to gain from these meetings?
Planning your finances is usually a continuous process. However, that doesn’t mean you should not have a clear idea of what you can expect to achieve at specific dates. Make sure you ask questions and understand what you can expect to achieve and when. It is important to end each meeting or call with a clear picture of what your next steps will be.
If you’re at this point you may be thinking whether we’re the perfect choice for your needs after all. We provide no-cost introductory calls to help you find out more, and you can book your appointment through our page for Services. If we’re not the best fit for you, no feelings! We’re fiduciaries that want the best for you all the time, even if that’s not the case.
